This session will explore what brewery insurance really covers and what it does not. We will tackle some of the most common misconceptions, break down the different types of coverage, and highlight opportunities for cost savings. From property insurance and often overlooked equipment breakdown endorsements to the differences between liquor, product, general, and cyber liability, you will walk away with a clearer understanding of what your brewery actually needs. We will also discuss product recall coverage and whether it makes sense for your business, explain how to protect your brand and intellectual property, and review requirements for workers compensation and EPLI (Employment Practices Liability Insurance).

With a background in manufacturing and a strong focus on process standardization, Steveo Stewart brings a systems-driven approach to the independent insurance market. As a co-owner of a successful bar and events company for over five years, he combines firsthand service industry insight with operational expertise. Recognizing a gap in the market, Steveo specializes in serving breweries, distilleries, and taprooms—not just by offering tailored insurance solutions, but by helping owners truly understand their coverage and proactively reduce risk through strategic claims avoidance.